Every first term here is nonzero, so the test is purely the size of the ratio. The first has 22≈0.707, the second has 0.999, and the fourth has 0.99. All three are strictly below 1, so all three converge, however slowly.
Third series: r=−1,∣r∣=1
A ratio of exactly −1 fails the test. Its terms are 3,−3,3,−3,… and its partial sums are 3,0,3,0,…, which never settle. Note that being close to 1 is not the same as reaching it: 0.999 still converges, to 0.0011=1000.